The Home Plus Down Payment Assistance Program for Arizona homebuyers

Down Payment Assistance for Arizona HomeBuyers… Available in every County, City, and Zip Code!


The social and economic benefits of homeownership are many. Homeownership creates an asset that can provide increased wealth through equity, increase future borrowing power, and help to achieve self-reliance. And while new Arizona homebuyers are facing many headwinds in today’s market, their greatest challenge is saving enough for a down payment.

The Arizona ida HOME PLUS Home Buyer Down Payment Assistance Program seeks to eliminate the down payment hurdle. Offering a pathway to homeownership and giving creditworthy renters who can qualify for a mortgage but cannot afford the down payment and or closing costs, the funds to move forward.

The HOME PLUS Home Buyer Down Payment Assistance Program provides a 30-year fixed-rate mortgage combined with down payment assistance (DPA) ranging from 0% – 5% depending upon the new underlying first mortgage. The DPA can be used toward the down payment, closing costs, or a combination of the two.

Home Plus Program Highlights

Available statewide, all Counties, all Cities, within Arizona.

Borrower(s) annual income not to exceed $126,351.00

One borrower must complete a
homebuyer education course before closing.

Reduced mortgage insurance premiums
on conventional (Fannie/Freddie) mortgages.

More than 300 lenders across Arizona offer the Home Plus DPA Program